per year
per household
your accounts
Three steps to financial clarity
No accountant required. No spreadsheets. Just connect.
Connect your accounts
Securely link your bank and card accounts via Plaid. Read-only access — we can never move money or make changes.
We find your waste
Our engine identifies every recurring charge, flags subscriptions you forgot about, and detects prices that quietly went up.
See your retirement impact
Get a savings report showing what to cut — and what that wasted money becomes in retirement if you invest it instead.
Everything you need to take control
Subscription Radar
Every recurring charge identified and mapped — no more mystery charges on your statement.
Waste Detection
Unused subscriptions, duplicate charges, and silent price increases flagged automatically.
Renewal Alerts
Know what's renewing before it hits your account — 30 days ahead, every time.
Price Drift Detection
Catch vendor price increases the moment they happen — even the small ones that add up over time.
Continuous Monitoring
New subscriptions, price changes, and unusual charges flagged the moment they appear.
Retirement Impact
See what your wasted subscriptions could become in retirement if you invested that money instead.
Your data is safe
We use Plaid, the same secure technology trusted by Coinbase, Venmo, and thousands of other apps. Spendics has read-only access to your transaction history — we can never move money, make payments, or change anything in your accounts.
Your credentials are never stored. All data is encrypted in transit and at rest.
- Read-only access — we can never move money
- Bank-level 256-bit encryption
- Credentials never stored
- 12,000+ supported financial institutions
- Disconnect your accounts at any time