spendics
SMB Expense Intelligence

Find the money your
business is wasting

Most businesses find over $4,000 in wasted spend. Connect your bank account and see what's hiding in yours — in less than 2 minutes.

Secured by PlaidTakes 2 minutes12,000+ banks supported
$4,800
avg savings found
per year
23
subscriptions found
per business
2 min
to connect
and scan

Three steps to your savings report

No accountant required. No spreadsheets. Just connect.

Step 1

Connect your accounts

Securely link your business bank and card accounts via Plaid.

Step 2

We analyze your spend

We identifies recurring charges, flag waste, and benchmark your spend.

Step 3

See exactly what to cut

Get a personalized savings report and eliminate wasted spend.

Everything you need to stop wasting money

Subscription Radar

Every recurring charge identified and mapped — no more mystery charges on your statement.

Waste Detection

Unused tools, duplicate subscriptions, and silent price increases flagged automatically.

Renewal Alerts

Know what's renewing before it hits your account — 30 days ahead, every time.

Benchmark Intelligence

See how your spend compares to similar businesses in your industry.

Price Drift Detection

Catch vendor price increases automatically — even the small ones that add up over time.

Financial Watchdog

Continuous monitoring so new waste never hides in your accounts for long.

Simple, transparent pricing

Start free. Upgrade when you're ready.

Free

See if Spendics is right for you

$0
  • One-time savings scan
  • Top 3 findings
  • Annual savings estimate
Most Popular

Core

Everything you need to stop wasting money

$29/mo
  • Everything in Free
  • Full savings report
  • Continuous monitoring
  • Renewal alerts (30 & 7 day)
  • Price increase alerts
  • Up to 3 connected accounts

Pro

For teams with complex software stacks

$79/mo
  • Everything in Core
  • Spend benchmarking
  • Up to 5 connected accounts
  • Accountant sharing
  • CSV export

See full feature comparison →

Your data is safe

We use Plaid, the same secure technology trusted by Coinbase, Venmo, and thousands of other apps. Spendics has read-only access to your transaction history — we can never move money, make payments, or change anything in your accounts.

Your credentials are never stored. All data is encrypted in transit and at rest using industry-standard 256-bit encryption.

  • Read-only bank access — we can never move money
  • Bank-level 256-bit encryption
  • Credentials never stored
  • 12,000+ supported financial institutions
  • Disconnect your accounts at any time

Common questions

Is my financial data safe?
Yes. We use Plaid for bank connectivity — the same technology used by Coinbase, Venmo, and 7,000+ other apps. We have read-only access and never store your login credentials. All data is encrypted in transit and at rest.
What accounts can I connect?
Any US business checking, savings, or credit card account supported by Plaid — over 12,000 financial institutions including Chase, Bank of America, Wells Fargo, and most credit unions.
How is this different from my bank's app?
Your bank shows you transactions. Spendics interprets them — finding patterns, flagging waste, and telling you what to do about it. Your bank has no incentive to tell you to cancel subscriptions. We do.
Do I need my accounting software?
No. Plaid connects directly to your bank and card accounts. No QuickBooks, Xero, or bookkeeper required.
How long does a scan take?
About 60 seconds. We pull up to 24 months of transaction history and analyze it in real time.
What if I don't find any savings?
We'll tell you your spend looks clean — and then keep monitoring so you're notified the moment anything changes. Most businesses find at least $1,000 in annual waste on their first scan.
Can I cancel anytime?
Yes. Cancel from your account settings at any time. No contracts, no cancellation fees.

Start finding savings today

Your free savings scan takes 2 minutes.